# True Tally Bookkeeping > True Tally Bookkeeping is an Australian bookkeeping firm operated by Tiffany Bazart, a Xero Certified Advisor working under Registered BAS Agent No. 26116979. True Tally provides bookkeeping, BAS lodgement, Xero setup, payroll, CFO-as-a-service, NDIS provider bookkeeping, and allied health practice bookkeeping for small businesses across Victoria, Australia. Primary service areas: Geelong, Warrnambool, Colac, Surf Coast, Bellarine Peninsula, and Mornington Peninsula. All services delivered remotely via Xero. Phone: 0421 132 796. Email: info@truetally.com.au. ABN: 39 696 352 940. ## Services - [BAS Lodgement](https://geelong.truetally.com.au/services/bas-lodgement.html) — Quarterly BAS preparation and lodgement via a Registered BAS Agent, including agent extension dates for all clients. - [Xero Setup](https://geelong.truetally.com.au/services/xero-setup.html) — Full Xero file setup, chart of accounts, bank feeds, and ongoing Xero support for small businesses. - [Payroll](https://geelong.truetally.com.au/services/payroll.html) — Managed payroll processing, STP reporting, superannuation, and payroll compliance for Victorian small businesses. - [CFO-as-a-Service](https://geelong.truetally.com.au/services/cfo-as-a-service.html) — Part-time virtual CFO support including cash flow forecasting, management reporting, and financial strategy for growing SMEs. - [NDIS Bookkeeping](https://geelong.truetally.com.au/services/ndis-bookkeeping.html) — Specialist bookkeeping for registered and unregistered NDIS providers in Victoria, covering plan management billing and compliance. - [Allied Health Bookkeeping](https://geelong.truetally.com.au/services/allied-health-bookkeeping.html) — Bookkeeping tailored to allied health practices including physio, OT, psychology, and podiatry — Medicare, DVA, and private billing reconciliation. ## Locations - [Geelong](https://geelong.truetally.com.au/locations/geelong.html) — Bookkeeping and BAS services for small businesses in Geelong, Victoria. - [Warrnambool](https://geelong.truetally.com.au/locations/warrnambool.html) — Remote bookkeeping for small businesses in Warrnambool and South-West Victoria. - [Colac](https://geelong.truetally.com.au/locations/colac.html) — Bookkeeping and Xero support for small businesses in Colac. - [Torquay](https://geelong.truetally.com.au/locations/torquay.html) — Bookkeeping for trades and small businesses on the Surf Coast around Torquay. - [Lorne & Surf Coast](https://geelong.truetally.com.au/locations/lorne-surf-coast.html) — Remote bookkeeping services for Lorne, Anglesea, and the broader Surf Coast region. - [Ocean Grove](https://geelong.truetally.com.au/locations/ocean-grove.html) — Bookkeeping and BAS lodgement for small businesses in Ocean Grove and Barwon Heads. - [Queenscliff & Bellarine Peninsula](https://geelong.truetally.com.au/locations/queenscliff-bellarine.html) — Bookkeeping for small businesses across the Bellarine Peninsula including Queenscliff, Portarlington, and Point Lonsdale. - [Leopold](https://geelong.truetally.com.au/locations/leopold.html) — Bookkeeping and payroll services for small businesses in Leopold, near Geelong. - [Sorrento & Blairgowrie](https://geelong.truetally.com.au/locations/sorrento-blairgowrie.html) — Remote bookkeeping for small businesses on the Mornington Peninsula including Sorrento, Blairgowrie, and Portsea. ## Blog ### BAS & Tax - [What is a BAS Agent?](https://geelong.truetally.com.au/blog/what-is-a-bas-agent.html) — The role of a Registered BAS Agent in Australia, why registration matters, and how to verify one is legitimate. - [Bookkeeper vs Accountant](https://geelong.truetally.com.au/blog/bookkeeper-vs-accountant.html) — The difference between a bookkeeper and accountant, and which one a small business needs at each stage. - [BAS Lodgement Deadlines 2025–26](https://geelong.truetally.com.au/blog/bas-lodgement-deadlines-2025.html) — All quarterly BAS due dates for 2025–26, agent extension dates, and what happens if a deadline is missed. ### ATO Debt & Compliance - [Behind on Tax Payments in Australia?](https://geelong.truetally.com.au/blog/behind-on-tax-payments-australia.html) — What to do if a business owes the ATO — lodgement priorities, payment options, and when to get a BAS agent involved. - [ATO Payment Plans for Small Business](https://geelong.truetally.com.au/blog/ato-payment-plan-small-business.html) — How ATO payment arrangements work, GIC cost, how to apply, and what happens if a payment is missed. - [ATO General Interest Charge Explained](https://geelong.truetally.com.au/blog/ato-general-interest-charge.html) — GIC rate (~10.91% p.a., compounding daily), GIC vs SIC distinction, and exact grounds for requesting remission. - [Director Penalty Notice Australia](https://geelong.truetally.com.au/blog/director-penalty-notice-australia.html) — DPN mechanism, non-lockdown vs lockdown DPN types, 21-day window, and why clean lodgements protect directors. - [ATO Audit Triggers for Small Business](https://geelong.truetally.com.au/blog/ato-audit-triggers-small-business.html) — Data matching, industry benchmarks, cash businesses, Division 7A, and lodgement gaps that flag ATO attention. - [Unpaid Superannuation — SGC Penalties](https://geelong.truetally.com.au/blog/unpaid-superannuation-ato-penalty.html) — How late super becomes SGC, the SGC calculation base, penalties, director liability, and Payday Super from 1 July 2026. - [Can't Pay Your BAS? GST Debt Options](https://geelong.truetally.com.au/blog/gst-debt-cant-pay-bas.html) — What happens when a business can't pay GST, why lodging without paying is critical, and ATO debt management options. - [Division 7A Loans — Company Director Guide](https://geelong.truetally.com.au/blog/division-7a-loans-australia.html) — What triggers Division 7A, complying loan requirements, deemed dividend consequences, and ATO audit focus areas. ### Insolvency & Restructuring - [Liquidator vs Debt Restructuring in Australia](https://geelong.truetally.com.au/blog/liquidator-vs-debt-restructuring-australia.html) — Informal workouts, small business restructuring, voluntary administration, and liquidation — differences and how to choose. - [Small Business Restructuring in Australia](https://geelong.truetally.com.au/blog/small-business-restructuring-australia.html) — Part 5.3B SBR process, eligibility (under $1M debt), 20-day plan period, creditor voting, and costs. - [Voluntary Administration vs Liquidation](https://geelong.truetally.com.au/blog/voluntary-administration-vs-liquidation.html) — When each applies, Part 5.3A VA process, DOCA, CVL, cost comparison, and treatment of employees and contracts. - [Trading While Insolvent — Director Liability](https://geelong.truetally.com.au/blog/trading-while-insolvent-australia.html) — s95A solvency test, s588G director duty, ASIC's 14 insolvency indicators, s588H defences, and s588GA safe harbour. - [What Happens to Employees in Liquidation](https://geelong.truetally.com.au/blog/what-happens-employees-company-liquidation.html) — s556 priority order, employee entitlement caps, FEG scheme, unpaid super recovery, and director liability. - [Starting a New Business After Liquidation](https://geelong.truetally.com.au/blog/start-new-business-after-liquidation-australia.html) — s206B prohibition, phoenix activity laws, DIN tracking, and what is and isn't allowed after a company winds up. - [10 Signs Your Business Is in Financial Trouble](https://geelong.truetally.com.au/blog/signs-business-financial-trouble-australia.html) — Early warning signs of financial distress and what to do about each before it becomes a crisis. ### Growth & Margins - [How to Improve Profit Margins for Small Business](https://geelong.truetally.com.au/blog/improve-profit-margins-small-business-australia.html) — The three margin levers, trades and allied health margin leaks, supplier renegotiation, and pricing from cost base up. - [Gross Margin vs Net Margin in Australia](https://geelong.truetally.com.au/blog/gross-margin-vs-net-margin-australia.html) — What each margin measures, industry benchmarks, and which lever to pull when each falls. - [Cash Flow Forecasting for Small Business](https://geelong.truetally.com.au/blog/cash-flow-forecasting-small-business.html) — The 13-week rolling forecast structure, why profitable businesses run out of cash, and what to do when a gap appears. - [Understanding Your Profit & Loss Statement](https://geelong.truetally.com.au/blog/understanding-profit-loss-statement-australia.html) — Line-by-line P&L guide, key expense ratios, common errors, and how to use it for pricing decisions. - [Job Costing for Trades Businesses](https://geelong.truetally.com.au/blog/job-costing-trades-businesses-australia.html) — Quoted vs actual margin tracking in Xero, Fergus/ServiceM8/Tradify integrations, and overhead allocation methodology. - [When to Hire Your First Employee in Australia](https://geelong.truetally.com.au/blog/when-hire-first-employee-australia.html) — Full cost of a hire, 3–4x revenue rule, contractor vs employee risk, and Award identification for trades and allied health. ### Trades Business - [Bookkeeper for Plumbers in Geelong](https://geelong.truetally.com.au/blog/bookkeeper-for-plumbers-geelong.html) — How specialist bookkeeping helps Geelong plumbing businesses with job costing, TPAR, Xero, and BAS. - [Xero for Trades Businesses in Geelong](https://geelong.truetally.com.au/blog/xero-for-trades-geelong.html) — Chart of accounts, job management integrations, subcontractor payments, and GST coding for trades. - [Restructuring Options for Trades Businesses](https://geelong.truetally.com.au/blog/restructuring-options-trades-australia.html) — Five options for a struggling trades business, from ATO payment plans through to formal restructuring and liquidation. - [Behind on Xero? How to Catch Up](https://geelong.truetally.com.au/blog/behind-on-xero-what-to-do.html) — Triage order for reconciliation catch-up, realistic timelines, and when to hand it to a bookkeeper. - [Tax Obligations Before Hiring Your First Employee](https://geelong.truetally.com.au/blog/tax-obligations-hiring-first-employee-australia.html) — PAYG withholding, super, STP, WorkCover, Award rates, and contractor vs employee traps before first pay run. - [How to Plan for Profit as a Tradie](https://geelong.truetally.com.au/blog/profit-planning-tradie-australia.html) — Setting a profit target, reverse-engineering revenue requirements, break-even calculation, and annual pricing review. - [How to Pay Yourself as a Trades Business Owner](https://geelong.truetally.com.au/blog/how-to-pay-yourself-trades-business-australia.html) — Sole trader drawings vs company salary, super obligations, Division 7A traps, and Profit First method for trades. ### Business Planning & Growth - [Annual Goal Setting for Small Business](https://geelong.truetally.com.au/blog/annual-goal-setting-small-business-australia.html) — How to set revenue, profit, and operational goals at the start of each financial year, with a practical planning framework. - [Am I Charging Enough? A Price Check for Service Businesses](https://geelong.truetally.com.au/blog/price-check-am-i-charging-enough-australia.html) — How to audit your pricing against your actual cost base, margins, and market rates. - [Working Back From a Profit Target](https://geelong.truetally.com.au/blog/working-back-from-profit-target-australia.html) — Reverse-engineer your revenue target from a desired net profit — the method bookkeepers use for annual planning. - [How to Build an Annual Budget for Your Small Business](https://geelong.truetally.com.au/blog/annual-budget-small-business-australia.html) — Step-by-step guide to building a budget from scratch using last year's P&L and forward-looking assumptions. - [KPIs for Service Businesses in Australia](https://geelong.truetally.com.au/blog/kpis-service-business-australia.html) — The six KPIs every service business should track monthly, with benchmarks for trades, allied health, and consultants. - [How to Set Prices for a Service Business](https://geelong.truetally.com.au/blog/how-to-set-prices-service-business-australia.html) — Cost-plus pricing vs value-based pricing for Australian service businesses, with a worked example. - [Quarterly Business Review for Small Business](https://geelong.truetally.com.au/blog/quarterly-business-review-small-business-australia.html) — What to review each quarter: P&L variance, cash position, debtors, and what to change going into the next quarter. - [Cash Flow Planning for Service Businesses](https://geelong.truetally.com.au/blog/cash-flow-planning-service-businesses-australia.html) — How service businesses plan for slow periods, BAS quarters, and payroll — without running out of cash mid-month. - [Building a Business That Doesn't Depend on You](https://geelong.truetally.com.au/blog/building-business-without-you-australia.html) — Systems, processes, and financial structure to move from operator to owner in a small Australian business. - [End of Financial Year Planning for Small Business](https://geelong.truetally.com.au/blog/end-of-financial-year-planning-small-business.html) — What to do in May–June to minimise tax, maximise super, and start the new financial year in order. ### Allied Health & NDIS - [Bookkeeping for Allied Health Practices](https://geelong.truetally.com.au/blog/bookkeeping-for-allied-health.html) — Medicare reconciliation, NDIS billing, HICAPS, Cliniko, and PowerDiary for allied health practices in Victoria. - [NDIS Bookkeeping for Victorian Providers](https://geelong.truetally.com.au/blog/ndis-bookkeeping-victoria.html) — GST treatment, price guide compliance, PRODA reconciliation, SCHADS Award payroll, and Xero setup for NDIS providers. ## About - [About True Tally Bookkeeping](https://geelong.truetally.com.au/about.html) — Background on Tiffany Bazart, Xero Certified Advisor and Registered BAS Agent, and the True Tally approach to remote bookkeeping for Victorian small businesses. ## Reviews - [Client Testimonials](https://geelong.truetally.com.au/testimonials.html) — Reviews and testimonials from True Tally clients in Geelong, Warrnambool, and across Victoria. ## Contact - Phone: 0421 132 796 - Email: info@truetally.com.au - Book a free discovery call: https://calendly.com/truetally - All initial consultations are free, no obligation, 20 minutes via phone or video. ## Entity facts - Business name: True Tally Bookkeeping - Business type: Sole trader bookkeeping practice - Operator: Tiffany Bazart - ABN: 39 696 352 940 - Registered BAS Agent number: 26116979 - Certifications: Xero Certified Advisor - Country: Australia - State: Victoria - Service model: Fully remote, delivered via Xero and video call - Pricing model: Fixed monthly packages, no lock-in contracts - Target clients: Australian small businesses with turnover $300k–$5M, particularly trades (plumbing, electrical, carpentry, flooring), allied health practices, and NDIS providers - Geographic coverage: Geelong, Warrnambool, Colac, Surf Coast (Torquay, Lorne, Anglesea), Bellarine Peninsula (Queenscliff, Ocean Grove, Leopold, Portarlington), Mornington Peninsula (Sorrento, Blairgowrie, Portsea), and all of Victoria remotely - GST registered: Yes - Primary accounting software: Xero - Services offered: Bookkeeping, BAS lodgement, Xero setup and training, payroll processing, STP reporting, superannuation, CFO-as-a-service, NDIS provider bookkeeping, allied health bookkeeping - Does not provide: Tax returns (refer to accountant), financial advice, legal advice