Most Small Businesses Are Flying Blind
You're making decisions about pricing, hiring, cash reserves, and growth — but without reliable financial data, those decisions are guesses. A full-time CFO would give you the clarity you need. But at $150,000+ a year, that's not the right move for most $300k–$3M businesses.
CFO-as-a-service gives you the same financial oversight at a fraction of the cost. Clean books, a detailed monthly report, and a personal 1:1 walkthrough every month — so the numbers are always current, always understood, and always working for you.
What's Included Every Month
- Fully reconciled books — all accounts reconciled within the first week of each month, no gaps
- Profit & Loss report — revenue, cost of goods sold, gross margin, operating expenses, and net profit in plain English
- Cash flow statement — what came in, what went out, and your projected position over the next 30–60 days
- Margin analysis — where you're making money, where costs are creeping, and which parts of the business are worth scaling
- Month-on-month comparison — so you can see the trend, not just the snapshot
- Written monthly summary — a plain-English overview of your key numbers emailed before the 1:1
- 1:1 monthly meeting — a call or video walkthrough where we review the report together, explain variances, and discuss what the data says about upcoming decisions
- BAS preparation & lodgement — quarterly, handled on time
- Payroll & superannuation — processed accurately every pay run
- Direct access between sessions — call or email when something comes up, not just at the monthly meeting
Who This Is For
CFO-as-a-service is the right fit if:
You're making real decisions
Pricing changes, new hires, equipment purchases, taking on a bigger contract — these decisions need accurate financial data behind them. If you're making them without it, you're taking on unnecessary risk.
You've outgrown basic bookkeeping
You're past the stage where you just need transactions recorded. You need to understand your margins, your cash position, and what your numbers are telling you about the health of the business.
You want to scale — but confidently
Growth without financial clarity is how businesses get into trouble. CFO-as-a-service gives you the foundation to scale deliberately — knowing your numbers support the move before you make it.
The Monthly 1:1 — What to Expect
Before your monthly meeting you'll receive a written summary covering your key financials for the month. The 1:1 itself runs 30–45 minutes and covers:
- Revenue performance against prior month and targets
- Gross margin — are your job or service margins holding?
- Operating expenses — anything unusual or trending the wrong way?
- Cash position and 30–60 day outlook
- Any specific financial questions you've had during the month
- One or two forward-looking observations — what the numbers suggest you should be thinking about
You leave every session knowing exactly where the business stands — not waiting until tax time to find out how last year went.
Ready for financial clarity every month?
Book a free 20-minute call. We'll assess your current setup and show you exactly what CFO-as-a-service would look like for your business.
Book My Free CallFrequently Asked Questions
What is CFO-as-a-service for small businesses?
CFO-as-a-service gives small businesses access to CFO-level financial oversight — monthly reporting, cash flow management, margin analysis, and a personal 1:1 summary — without the cost of a full-time hire. It's designed for businesses turning over $300k+ who need accurate, current financial data to make confident decisions.
How is this different from regular bookkeeping?
Regular bookkeeping records what happened. CFO-as-a-service tells you what it means and what to do about it. You get reconciled books plus a monthly report, a personal 1:1 walkthrough, and a financial partner who flags issues and opportunities as they appear in your numbers.
What does the monthly 1:1 involve?
A 30–45 minute call or video meeting where we walk through your monthly financial report together — revenue, margins, expenses, cash position — explain any variances, and discuss what the numbers say about upcoming decisions. You receive the written summary before the call so you can come prepared.
Who is CFO-as-a-service designed for?
Businesses turning over $300k–$3M who are making real financial decisions and need reliable data behind them. Trades businesses, allied health practices, and consultants who have outgrown basic bookkeeping and want a financial partner, not just transaction recording.
Know Your Numbers. Every Single Month.
Book a free 20-minute call. We'll show you what CFO-as-a-service looks like for your specific business.
Book My Free Call